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Motor vehicle accidents (MVAs) can change your life in a split second—leaving not only physical injuries but also emotional trauma. In Ontario, those affected by MVAs may be eligible for mental health support under the Health Claims for Auto Insurance (HCAI) system. This explains what an MVA is, how HCAI works, and how therapy can support you through recovery. Your Story Counselling is an HCAI-approved provider and ready to help you navigate the psychological impact of an acc